Are you sick and tired of living paycheck to paycheck? Are you pulling your hair out because you just never seem to have enough money? Have you always wanted to invest but didn't have the extra money or didn't know how? In this article I am going to give you some quick and easy money making tips that will help you earn more money, save more money, invest more money, and get out of debt whether you are making any more money or not.
Tip #1: Debt reduction plan set it up and use it immediately. Most people don't know how to set up a debt reduction plan but it's simple. The average consumer credit card charges 18% interest so you will me making an extra 18% on your money just by paying off your debt. There is not another investment out that can guarantee that kind of return. Paying of your debt is crucial.
Tip #2: Learn to invest your money starting with small amounts. A great website to learn the basics of investing is http://www.investopedia.com. A great place to start investing small amounts of money is http://www.sharebuilder.com. If you have saved up at least $500 then I would recommend starting at http://www.scottrade.com. If you don't know where to start investing and you are impatient then I would recommend the Vanguard S&P 500 Index Fund. Just do a search for it on google and you can find out how to get started. Don't invest a dime in to anything until you have paid off your debt.
Tip #3: Save 3 to 6 months worth of income in an interest bearing account like Paypal's money market account. This will serve two purposes first, if there is an emergency you will be better prepared and while that money is waiting to be used it is earning you interest. Second, by having a good emergency fund you can increase insurance deductibles which is our next tip.
Tip #4: When your savings is substantial enough immediately increase your deductibles to levels that you could easily cover with what you have in savings. You have to under stand that insurance is a game of odds with the odds always in the houses favor (insurance company). Increasing your deductibles lowers your premiums and keeps you from filing smaller claims that could end up increasing your premiums later.
I have shared with you 4 easy money making tips. The easiest way to make money is to have your money working for you so that you do not have to. The first step is get to the point where your money can work for you hence, get out of debt. Next, develop the education to learn how to put your money to work, don't be intimidated the basics are simple to learn. Also be sure to build an emergency fund this will not only be able to earn interest for you but also be able to save you money by allowing you to increase your insurance deductibles.
Jackie O'Quinn, is an entrepreneur who is passionate about teaching people to make more money, save more money, and to get out of debt. Do you want to learn more about making money and manage the money you have? Visit Jackie's blog at http://www.jackieoquinn.blogspot.com and sign up for free weekly easy money tips delivered to your email. Just enter your name and email to the pop up on his blog.
Friday, 28 May 2010
Friday, 21 May 2010
The Secret Way For Internet Business
The need to have a business on the internet.
Do you believe that most of the entrepreneurs could generate 200% income of the sales after they have their own business website on the internet?
Do you believe that Internet is the FIRST medium to generate profitable business?
First Lesson:
I have a friend, who opens a business for house-gate-making and everything related to the security grills and so on. His business was not doing very well even though he was the only one who owned and offered such business and services in his area. He also spend a lot of money for printed advertising through newspaper, unfortunately the business was still discouraging, and getting less responses from the customers.
Right after he developed a business website, and advertised it on the Internet and also newspaper-written together the URL for his website, just like his wish was granted to get a better income for his business. The customers increased faster, and they came unlimitedly to get the service. That would be a proof on how a business with the website could give you better impression for your business & of course your income.
Second Lesson:
My friend was a novelist in a famous publishing company in KarangKraf. Before this, the sale for his novel was slower. During the first printing, it took a long time to be sold out.
After she had promoted his novel on the Internet, now he can smile heartedly because people are rushing for his novel. Not even the newly published novels, but also the previous ones, people are still looking for them to buy.
Just take a lesson from 2 stories written above, we can see the impact of having business on the Internet. It would be very profitable & advantageous.
THE FAILURE OF THE BUSINESS ON THE INTERNET
Before I start explaining how to develop business website on the Internet, let me explain why we always find failure in making internet business.
1. We Know, But We Don't Act
Can you solve my riddle?
There are 10 chicks that are being seen by a few eagles on the sky. 8 of those realize that they are seen by the eagles, and within anytime the eagles could catch them. Thus, the chicks wish to hide somewhere from becoming the prey of the eagles. The eagles somehow fly to the group of chicks and catch them. How many of them are safe?
The answer would be none of them are safe even though the 8 chicks WISH to hide. This is because the chicks have just wished to hide, meaning that they are just planning. But they haven't done the ACTION of hiding yet, it is just the PLAN.
What the story above relates you?
You are wishing to start doing your business on the Internet, but you haven't set the ACTION. You just set the WISH.
The successful people are those who set actions after the plans, and they made it not only by day-dreaming. This is one of the points why people always fail to setup their business on the Internet. THIS IS THE DIFFERENCE BETWEEN US AND THOSE SUCCESSFUL PEOPLE ON THE INTERNET. THIS IS THE ONLY POINT. BELIEVE IT. They act and apply everything the learnt from their readings & experience into their real life. It is not because of our marketing methods are wrong or whatsoever.
You wish to start your business, but you do not act for it, just like starting to learn how to realize the wish. You do not try to learn any simple business methods from the Internet (which is in English Language of Course) that explain the secrets of the Internet business. You do not set the starting point to learn how to start doing business just by reading those useful & informational articles. Of course, it is clear here that you do not need to attend any workshops to know how to have business on the Internet because those successful people, most of them just read the books and articles from the Internet, and right after that they set-up the action point.
** Please do not think that the web development task is a hurdle for you. I will tell give you the solution at the end of these articles later.
Actually I just put the number for every single failure causal for the Internet Business. Obviously, it does not need to be numbered, because it is only one MAIN REASON. This is because I want to show to everyone; that is THE ONLY MAIN REASON OF FAILURE for us to start the business on the Internet.
HOW A BUSINESS ON THE INTERNET RETURNS YOU PROFIT?
You are walking inside a shopping mall; there are a lot of shops that sell any kind of goods. As a visitor, and of course a buyer, you will be walking inside the mall to find for the items you are looking for. Once in a while you might see other item that attracts you. You might be buying it because you like it, although you are not planning to get it at first.
You could also see the advertisements that are placed anywhere inside the shopping premise. You would see item of new arrivals, placed by the owner of the shop in front of their shops on the display part to attract the interest of the customers like you.
Ok, now you have imagined that happens? And now I bet that you could feel how the situation would be, right? Now, please read through and compare with the other information below
THE WEBSITE IS THE SHOPPING PORTAL
On the Internet, a website is just the same as a shopping mall that you always go for shopping, as I explained above. Inside of the mall there are a lot of shops selling various kind of product that are needed by every visitor.
The visitors on the Internet do not have to waste a lot of energy to walk here and there looking for the items they want. They just need to sit down on the comfort chair at their own place, and click here and there to see whatever items they are interested for. They can ask in details from the enquiry/contact form provided inside the website.
You can also advertise other people's products inside your website on the Internet by charging them the fees to place the advertisements. You can place it anywhere you like.
Briefly, I would conclude here THAT YOUR BUSINESS WEBSITE ON THE INTERNET IS JUST THE SAME CONCEPT AS HAVING A SHOPPING MALL IN A REALITY WORLD. IF YOU HAVE A BUSINESS WEBSITE, IT IS CONSIDERED TO BE THE SAME AS HAVING THE HIGH-VALUE OF THOUSANDS RINGGIT SHOPPING MALL COMPLEX.
NEXT INDEX
http://www.myorionet.com
Do you believe that most of the entrepreneurs could generate 200% income of the sales after they have their own business website on the internet?
Do you believe that Internet is the FIRST medium to generate profitable business?
First Lesson:
I have a friend, who opens a business for house-gate-making and everything related to the security grills and so on. His business was not doing very well even though he was the only one who owned and offered such business and services in his area. He also spend a lot of money for printed advertising through newspaper, unfortunately the business was still discouraging, and getting less responses from the customers.
Right after he developed a business website, and advertised it on the Internet and also newspaper-written together the URL for his website, just like his wish was granted to get a better income for his business. The customers increased faster, and they came unlimitedly to get the service. That would be a proof on how a business with the website could give you better impression for your business & of course your income.
Second Lesson:
My friend was a novelist in a famous publishing company in KarangKraf. Before this, the sale for his novel was slower. During the first printing, it took a long time to be sold out.
After she had promoted his novel on the Internet, now he can smile heartedly because people are rushing for his novel. Not even the newly published novels, but also the previous ones, people are still looking for them to buy.
Just take a lesson from 2 stories written above, we can see the impact of having business on the Internet. It would be very profitable & advantageous.
THE FAILURE OF THE BUSINESS ON THE INTERNET
Before I start explaining how to develop business website on the Internet, let me explain why we always find failure in making internet business.
1. We Know, But We Don't Act
Can you solve my riddle?
There are 10 chicks that are being seen by a few eagles on the sky. 8 of those realize that they are seen by the eagles, and within anytime the eagles could catch them. Thus, the chicks wish to hide somewhere from becoming the prey of the eagles. The eagles somehow fly to the group of chicks and catch them. How many of them are safe?
The answer would be none of them are safe even though the 8 chicks WISH to hide. This is because the chicks have just wished to hide, meaning that they are just planning. But they haven't done the ACTION of hiding yet, it is just the PLAN.
What the story above relates you?
You are wishing to start doing your business on the Internet, but you haven't set the ACTION. You just set the WISH.
The successful people are those who set actions after the plans, and they made it not only by day-dreaming. This is one of the points why people always fail to setup their business on the Internet. THIS IS THE DIFFERENCE BETWEEN US AND THOSE SUCCESSFUL PEOPLE ON THE INTERNET. THIS IS THE ONLY POINT. BELIEVE IT. They act and apply everything the learnt from their readings & experience into their real life. It is not because of our marketing methods are wrong or whatsoever.
You wish to start your business, but you do not act for it, just like starting to learn how to realize the wish. You do not try to learn any simple business methods from the Internet (which is in English Language of Course) that explain the secrets of the Internet business. You do not set the starting point to learn how to start doing business just by reading those useful & informational articles. Of course, it is clear here that you do not need to attend any workshops to know how to have business on the Internet because those successful people, most of them just read the books and articles from the Internet, and right after that they set-up the action point.
** Please do not think that the web development task is a hurdle for you. I will tell give you the solution at the end of these articles later.
Actually I just put the number for every single failure causal for the Internet Business. Obviously, it does not need to be numbered, because it is only one MAIN REASON. This is because I want to show to everyone; that is THE ONLY MAIN REASON OF FAILURE for us to start the business on the Internet.
HOW A BUSINESS ON THE INTERNET RETURNS YOU PROFIT?
You are walking inside a shopping mall; there are a lot of shops that sell any kind of goods. As a visitor, and of course a buyer, you will be walking inside the mall to find for the items you are looking for. Once in a while you might see other item that attracts you. You might be buying it because you like it, although you are not planning to get it at first.
You could also see the advertisements that are placed anywhere inside the shopping premise. You would see item of new arrivals, placed by the owner of the shop in front of their shops on the display part to attract the interest of the customers like you.
Ok, now you have imagined that happens? And now I bet that you could feel how the situation would be, right? Now, please read through and compare with the other information below
THE WEBSITE IS THE SHOPPING PORTAL
On the Internet, a website is just the same as a shopping mall that you always go for shopping, as I explained above. Inside of the mall there are a lot of shops selling various kind of product that are needed by every visitor.
The visitors on the Internet do not have to waste a lot of energy to walk here and there looking for the items they want. They just need to sit down on the comfort chair at their own place, and click here and there to see whatever items they are interested for. They can ask in details from the enquiry/contact form provided inside the website.
You can also advertise other people's products inside your website on the Internet by charging them the fees to place the advertisements. You can place it anywhere you like.
Briefly, I would conclude here THAT YOUR BUSINESS WEBSITE ON THE INTERNET IS JUST THE SAME CONCEPT AS HAVING A SHOPPING MALL IN A REALITY WORLD. IF YOU HAVE A BUSINESS WEBSITE, IT IS CONSIDERED TO BE THE SAME AS HAVING THE HIGH-VALUE OF THOUSANDS RINGGIT SHOPPING MALL COMPLEX.
NEXT INDEX
http://www.myorionet.com
Friday, 14 May 2010
Does Money Make Money?
If it is your goal to accumulate wealth, believing the fallacy that money makes money, will hinder your progress to no end. This belief stifles many to a life of failure, and misery.
The goal setting theory of motivation means that you need to be positive - and realistic - to be able to reach your goal, especially if that goal is to make money.
How many times do we hear that "money makes money." Money can make money just as easily as Ferrari can win the Grand Prix without Schumaker in the driver's seat.
"Ferrari is the Grand Prix world champion." Do we say that? "Microsoft invented Windows." Do we say that? Or do we say, "Schumaker is the world champion." And "Gates invented Windows."? Of course we give credit to the person, or people. And that's because that is the reality.
Money is an innate, lifeless thing.
To illustrate...
Let's say we want to make our money grow, then we place a $100 note in a tin and bury it, and a year later we return and dig it up. How much money will there be? Only our $100 note we placed in the tin. There is no way, on God's green earth that there can be one cent more than the original $100.
People make money! And people lose money!
Certainly, money can earn interest, but the person (or rather the person's intelligence) is required to invest the money to earn that interest. In this regard, a person can make a bad investment, and not earn as much interest, or can lose money.
On the other side of the coin (no pun intended), a person can indulge in a business venture, and this way make money. Or lose it!
Whichever route is taken, it is the intelligence of the PERSON that either makes money, or makes more money. This is the way it has always worked, and always will.
Even in the event where someone has a big windfall, like winning the lottery, this money can be squandered, or made to multiply. Whichever it is, it is up to the person, to either invest wisely, or to spend endlessly. The history books are full of tales where enormous fortunes were won, and then lost.
Therefore, if it is your goal to make money, don't fall into the trap of believing that "money makes money"; it is a lifeless object, that cannot possible multiply without the intelligence of a human being. Rather...
Make it your goal to...
... learn about money, and how to invest and use it to multiply.
About The Author
Colin Dunbar has researched all aspects of goal setting for more than 25 years. He is now making his system available to everyone. Comprehensive manual with worksheets PLUS companion software.
www.eaziGOAL.com
The goal setting theory of motivation means that you need to be positive - and realistic - to be able to reach your goal, especially if that goal is to make money.
How many times do we hear that "money makes money." Money can make money just as easily as Ferrari can win the Grand Prix without Schumaker in the driver's seat.
"Ferrari is the Grand Prix world champion." Do we say that? "Microsoft invented Windows." Do we say that? Or do we say, "Schumaker is the world champion." And "Gates invented Windows."? Of course we give credit to the person, or people. And that's because that is the reality.
Money is an innate, lifeless thing.
To illustrate...
Let's say we want to make our money grow, then we place a $100 note in a tin and bury it, and a year later we return and dig it up. How much money will there be? Only our $100 note we placed in the tin. There is no way, on God's green earth that there can be one cent more than the original $100.
People make money! And people lose money!
Certainly, money can earn interest, but the person (or rather the person's intelligence) is required to invest the money to earn that interest. In this regard, a person can make a bad investment, and not earn as much interest, or can lose money.
On the other side of the coin (no pun intended), a person can indulge in a business venture, and this way make money. Or lose it!
Whichever route is taken, it is the intelligence of the PERSON that either makes money, or makes more money. This is the way it has always worked, and always will.
Even in the event where someone has a big windfall, like winning the lottery, this money can be squandered, or made to multiply. Whichever it is, it is up to the person, to either invest wisely, or to spend endlessly. The history books are full of tales where enormous fortunes were won, and then lost.
Therefore, if it is your goal to make money, don't fall into the trap of believing that "money makes money"; it is a lifeless object, that cannot possible multiply without the intelligence of a human being. Rather...
Make it your goal to...
... learn about money, and how to invest and use it to multiply.
About The Author
Colin Dunbar has researched all aspects of goal setting for more than 25 years. He is now making his system available to everyone. Comprehensive manual with worksheets PLUS companion software.
www.eaziGOAL.com
Work at Home and Make Money
Is it possible to find a work at home business that truly, well, works? The answer is yes. But, this is a conditional yes. The simple fact is there are many online business opportunities that are more interested in getting your money than they are in helping you make money. One of your first priorities when you look for work at home options is to avoid being ripped off.
One way to avoid being scammed is to work with online businesses that have a proven track record and have been ranked by outside reviewers. Maverick Money Makers is one such program. In fact, this affiliate marketing program offers many benefits that you do not find with other programs. For example:
Some affiliate marketing programs allow you to get started for a low fee then sock it to you later on for what can amount to thousands of dollars. If you decide to not pay those future costs, you have only one option and that is to bail out of the program, losing your initial investment in the process. Maverick Money Makers does not do that to you.
Maverick Money Makers is one of the most affordable work at home business opportunities available. As of this writing, the cost to enroll is less than one hundred dollars. You would have to look long and hard to find another online business for that low price.
Another benefit to working with the Maverick Money Makers program is its simplicity. Some affiliate marketing programs can be complex to learn and just as complex to operate. Maverick Money Makers is very easy to set up, and offers video tutorials to help you get it up and running fast. You will also find a dedicated customer support system in place should you have any questions about the program. Again, this is something you do not always find with other affiliate work at home programs.
One of the major benefits to working at home, especially for single parents, is freedom. Once you have the Maverick Money Makers program up and running, it pretty much runs itself. Of course, you do have to put in some time if you want to maximize your profits, but this program does allow you a lot of freedom as to when you work the system. Many of those using this system prefer to work during the day while the kids are at school. Others prefer to work at night when the kids are in bed. It is up to you, really.
If you would like to learn more about Maverick Money Makers, visit my review site where you can find out much more about this very profitable work at home program, Go to http://www.BryansReviews.com/ and click on affiliate programs reviews.
One way to avoid being scammed is to work with online businesses that have a proven track record and have been ranked by outside reviewers. Maverick Money Makers is one such program. In fact, this affiliate marketing program offers many benefits that you do not find with other programs. For example:
Some affiliate marketing programs allow you to get started for a low fee then sock it to you later on for what can amount to thousands of dollars. If you decide to not pay those future costs, you have only one option and that is to bail out of the program, losing your initial investment in the process. Maverick Money Makers does not do that to you.
Maverick Money Makers is one of the most affordable work at home business opportunities available. As of this writing, the cost to enroll is less than one hundred dollars. You would have to look long and hard to find another online business for that low price.
Another benefit to working with the Maverick Money Makers program is its simplicity. Some affiliate marketing programs can be complex to learn and just as complex to operate. Maverick Money Makers is very easy to set up, and offers video tutorials to help you get it up and running fast. You will also find a dedicated customer support system in place should you have any questions about the program. Again, this is something you do not always find with other affiliate work at home programs.
One of the major benefits to working at home, especially for single parents, is freedom. Once you have the Maverick Money Makers program up and running, it pretty much runs itself. Of course, you do have to put in some time if you want to maximize your profits, but this program does allow you a lot of freedom as to when you work the system. Many of those using this system prefer to work during the day while the kids are at school. Others prefer to work at night when the kids are in bed. It is up to you, really.
If you would like to learn more about Maverick Money Makers, visit my review site where you can find out much more about this very profitable work at home program, Go to http://www.BryansReviews.com/ and click on affiliate programs reviews.
Is it Possible to Make Money From Home With No Money?
Many people wonder if is really possible to make money from home with no money. The truth is that you are actually able to do this by investing your time. Remember that if you're working from home in an online business if you're not putting any money into it you will definitely be putting the time. Most people think that you're only going to be successful by investing money but the truth is that putting in the time is just as effective.
There are many promotional methods out there in the Internet that are free when it comes to putting money into it but require a lot of your time. If you are somebody that does not have too much money but have a lot of time in your hands then go right ahead and start doing research on the different promotional methods.
You must always keep in mind that time has the same value as money and either one will help you build your business. When there's a lot of time to be put into it then go and put the time or vice versa when there's a lot of money to put into it then go and put in your money. It is really that simple but of course most people just can't seem to understand or have it what it takes.
The best way to actually get started online is to take advantage of what are called affiliate programs. Most of these programs are free to get started with and are actually very easy to promote. When people first go online they end up doing these programs to get a better understanding of the Internet.
It is possible to make money from home with no money, the link in the resource box below will give more insightful information that will be beneficial for you to know.
Does your JOB let you work in your underwear? Mine does, let me show you how you can make an extra $3,905 every month like clockwork for FREE from the comfort of your home utilizing a secret Make Money From Home With No Money marketing strategy from the Creator of http://www.WorkInYourUnderWear.info
Willox Perez is a veteran internet entrepreneur who is revolutionizing the way most people make money today. He teaches simple techniques that anyone can use to put extra cash in their pockets from their homes.
There are many promotional methods out there in the Internet that are free when it comes to putting money into it but require a lot of your time. If you are somebody that does not have too much money but have a lot of time in your hands then go right ahead and start doing research on the different promotional methods.
You must always keep in mind that time has the same value as money and either one will help you build your business. When there's a lot of time to be put into it then go and put the time or vice versa when there's a lot of money to put into it then go and put in your money. It is really that simple but of course most people just can't seem to understand or have it what it takes.
The best way to actually get started online is to take advantage of what are called affiliate programs. Most of these programs are free to get started with and are actually very easy to promote. When people first go online they end up doing these programs to get a better understanding of the Internet.
It is possible to make money from home with no money, the link in the resource box below will give more insightful information that will be beneficial for you to know.
Does your JOB let you work in your underwear? Mine does, let me show you how you can make an extra $3,905 every month like clockwork for FREE from the comfort of your home utilizing a secret Make Money From Home With No Money marketing strategy from the Creator of http://www.WorkInYourUnderWear.info
Willox Perez is a veteran internet entrepreneur who is revolutionizing the way most people make money today. He teaches simple techniques that anyone can use to put extra cash in their pockets from their homes.
What's Your Time Worth?
We've all heard the saying, "time is money" and to a certain degree, that is true. However, today I want to challenge you by saying that time is MORE IMPORTANT than money.
Why?
Because you can always do something to make more money but you can never get time back. NEVER.
See where I'm going with this?
But what about your time?
Once you fritter away your time on unimportant things, you can never get that time back.
An email made its way around about a year ago about a man who gave his son two jars, one empty and one with marbles. There were enough marbles for the weeks he had left to live (assuming a man's average mortality). He told his son to move one marble to the empty jar every Saturday so that he'd realise that he could never, ever get that time back.
Yes, the story is a bit hokey but it DOES have a point.
I'm a practical sort of person so I like to do an exercise with my clients that I'd like you to do with me too.
Divide your monthly salary by 21.67 (the number of days you work each month). If you're self-employed, use your average earnings by the number of days you usually work.
That's your daily rate.
Now take that number and divide it by 7.5 or the number of hours you work every day.
That's your hourly rate.
Now, when you spend an hour surfing the internet, replying to chain letters, reading blogs when you should be working, VISUALISE yourself throwing that money in the bin.
If you're like me, it'll shock you and make you realise the value of your time.
This week I'm challenging you to calculate your hourly rate and next time you're tempted to procrastinate or just mess around, STOP and ask yourself if it's really worth it.
My guess is no.
Marcia Francois is a time management and business organizing coach who helps small business owners break out of overwhelm, make the most of their time and get important projects done. Visit http://organiseyourbusiness.com for your free 7-part audio series, 7 tips for time-strapped business owners.
Why?
Because you can always do something to make more money but you can never get time back. NEVER.
See where I'm going with this?
But what about your time?
Once you fritter away your time on unimportant things, you can never get that time back.
An email made its way around about a year ago about a man who gave his son two jars, one empty and one with marbles. There were enough marbles for the weeks he had left to live (assuming a man's average mortality). He told his son to move one marble to the empty jar every Saturday so that he'd realise that he could never, ever get that time back.
Yes, the story is a bit hokey but it DOES have a point.
I'm a practical sort of person so I like to do an exercise with my clients that I'd like you to do with me too.
Divide your monthly salary by 21.67 (the number of days you work each month). If you're self-employed, use your average earnings by the number of days you usually work.
That's your daily rate.
Now take that number and divide it by 7.5 or the number of hours you work every day.
That's your hourly rate.
Now, when you spend an hour surfing the internet, replying to chain letters, reading blogs when you should be working, VISUALISE yourself throwing that money in the bin.
If you're like me, it'll shock you and make you realise the value of your time.
This week I'm challenging you to calculate your hourly rate and next time you're tempted to procrastinate or just mess around, STOP and ask yourself if it's really worth it.
My guess is no.
Marcia Francois is a time management and business organizing coach who helps small business owners break out of overwhelm, make the most of their time and get important projects done. Visit http://organiseyourbusiness.com for your free 7-part audio series, 7 tips for time-strapped business owners.
Thursday, 13 May 2010
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